THE CLUB DNA PROGRAM

CMAA has a tradition of offering club management products, programs and solutions that make your job easier so you can focus on what really matters - your members. Recognizing the need of clubs for more comprehensive programs to assist at all levels of club management, CMAA developed CMAA ClubSolutions. Through this innovative program, CMAA offers the Club DNA Program, a comprehensive insurance program and facility management software. By leveraging the size of CMAA membership, they are able to offer broad coverage, unique risk management tools and services and deliver a stronger product at a lower cost to you. All CMAA member-managed clubs are eligible to participate.

Enrolling in the Club DNA Program you will receive:

Sedgwick | Valuation Services Division INSURANCE APPRAISALS

Sedgwick | Valuation Services Division has been serving our clients for over 125 years by providing high quality insurance related services. The insurance appraisal division has produced insurance appraisals for literally thousands of properties in the United States, Mexico, Canada and the Caribbean. Sedgwick | Valuation Services Division insurance appraisals are accepted by every insurance carrier in the world. Sedgwick | Valuation Services Division has maintained its high standard of excellence based on its three tiered approach to service. The first tier is the quality of appraisers. Each of our insurance appraisers have a minimum of ten years experience in construction cost analysis, and is experienced in performing appraisals for all types of properties. Each appraiser has vast experience in construction cost valuation for all types and sizes of clubs.

The second tier is the quality of the inspection at the property. In order to produce an accurate report, a thorough inspection must be performed. Our appraisers are trained in the art of meeting with clients at the property and obtaining all data necessary to provide a complete and accurate report. This inspection includes a one-on-one meeting to discuss the scope of the work, the structures and amenities included, and gathering all data needed (construction plans, financials, etc.) A thorough inspection is made of each structure and amenity as to construction type, etc. and a complete photographic diary is made of each appraised item. Construction plans are taken back to the appraiser/reserve study specialist’s office to be digitized in order to obtain accurate square footage. If no plans are available, the structure is manually measured to obtain the accurate square footage.

The third tier is the quality of the software utilized in the production of the final report. Unlike some firms which use programs based on a model approach, Sedgwick | Valuation Services Division utilizes Timberline, by Sage, which is one of the most accurate programs available on the market. This program allows the appraiser to build the structure on a component-by-component basis from the ground up, providing an accurate replacement cost value for the structure. Our construction cost data is updated quarterly to ensure that accurate labor and cost data are utilized for each specific location.